Spending Wisely So You Can Live Debt Free!
Right now, KGB Deals has a National Travel deal for $199 per person. You can spend up to $399, which will get you a possible 5-night cruise! These go to Cozumel, Brazil, Caymen Islands, Hawaii, Alaska, Greece, Europe, etc. This is through Cruise Vacation Center.com! This could be an early Christmas Gift OR an Anniversary Getaway!
Right now, you can score a FREE $10 credit at HauteLook.com! This is a private sale website for designer clothes! Each day there are various prviate sales that start at 8a.m. Pacific Time! To me, this is a more upscale MyHabit, and has been around much longer! I say go ahead and score your FREE $10 credit while it lasts, and then we’ll see what deals come along! PLUS!! You can use HauteLook Coupons for 3% cash back through ShopAtHome.com!!
Today, Buy.com has their Hefty Sandwich Bags at a list price of $1.80, but the cash back rebate through ShopAtHome.com is $1.80! Just search for Hefty Sandwich Bags in the search bar once you get to the Buy.com main page! Also, you can get FREE shipping if you spend $40 or more on Alice products! I’m not sure if the bags qualify for free shipping or not by themselves. You will have to check this out!
SaveMore.com has AWESOME nail polish for FREE today if you use your newbie $10 credit through Fabulous Nails! If you haven’t signed up yet, do it now, because you get $10 Free just for signing up! They also have some NEAT crackle nail polish!
I’m so excited to tell you about Spa For Ma!!! This is a HUGE giveaway even that will last from August 18th-31st!! There are 75 bloggers who are EACH giving away at least one Prize Pack valued between $50-$100!!!
How it works:
1. There are 76 bloggers who each are giving away at least $50-$100 in prices! The giveaway linkies are listed below, so feel free to visit the sites for the giveaways you would like to enter!
2. ENTER MY GIVEAWAY!!! I am going to be giving away a Bath & Body Works Pamper Yourself Package valued at a little over $100!! Here are the pics of my prize package!
All of these items (Except the nail polishes) were purchased at Bath & Body Works! There is a set of Four Black Wicker (silver trimmed) baskets, and several lotions, body spray, lotion, sleep mist, nail polishes, etc. The combined value of all these items is a little over $100!
VISIT THE SPA FOR MA PAGE TO ENTER!!!!
MY GIVEAWAY IS INTERNATIONAL!!!!
Today on Plum District, if you select the city of Baltimore, the deal is for Customizable Bobble heads, and they are SERIOUSLY realistic!! They look JUST like the pictures! There is a rotating banner at the top that shows comparisons. You pay $30 for a $60 vouchers, but it looks like the actual heads are around $100. With your $5 sign-up credit, you would be paying around $65 in the end. However, I’d still sign up just so you have the $5 credit! It depends on your birthday/Christmas budget. I just HAD to show you guys these things! Hysterical!!! Like I said, not frugal, just funny!
Thanks to the QTipping Mom for this week’s Publix Match-ups(8/31)!
Would you like to have these great bargains delivered right to your inbox? Then, subscribe to Debt Free Spending! You can also become a fan of Debt Free Spending on Facebook for more daily access to deals and match-ups!
Here are this week’s (8/24-8/30) Harvey’s Match-ups thanks to Everyday Coupon Queen!
Would you like to have these great bargains delivered right to your inbox? Then, subscribe to Debt Free Spending! You can also become a fan of Debt Free Spending on Facebook for more daily access to deals and match-ups!
This week’s Harris Teeter Match-ups (8/31) are here thanks to The Coupon Challenge!
Would you like to have these great bargains delivered right to your inbox? Then, subscribe to Debt Free Spending! You can also become a fan of Debt Free Spending on Facebook for more daily access to deals and match-ups!
Starting at 10p.m. EST tonight, you can score Weight Watchers Magazine for $3.99 with code WEIGHT at check-out!
How it works:
1. Sign-up/Log-in with Tanga.com
2. Enter the code WEIGHT at checkout.
3. Your discount will not show up until the end of checkout.
4. Allow 8-12 weeks (usually less) for your first issue!
Food Lion Deals- Week of 8/31-9/7!
Would you like to have these great bargains delivered right to your inbox? Then, subscribe to Debt Free Spending! You can also become a fan of Debt Free Spending on Facebook for more daily access to deals and match-ups!
1) Right now, ShopAtHome.com has a WILD deal, where you can score a FREE Yankee Candle Tart through Bed, Bath, and Beyond! Combine this with other clearance items, and you can score some SERIOUS deals for cheap!!!
2) When you go to the links above, the WILD Deal will open up, and click the BUY NOW Button and it will take you to the Bed, Bath, & Beyond page.
3) On the left hand side there will be a list of categories click Clearance.
4) Purchase enough of these clearance items until your cart has $25 or more worth of products.
5) Use coupon code “TS1011″ at checkout and get $10.00 off of your $25.00 order !!! $5.00 Shipping and handling
Thanks to Budget Savvy Diva for this deal!
Print these Quiznos Coupons now, and keep them even if you aren’t going to use them right away! Also, if you give someone a gift certificate to Quiznos, add these to the gift for extra savings for the giftee!!!
Today at SaveMore.com under their “National” Deals, you can score $30 worth of hair bows for $4 when you use your newbie credit! These are from www.bowsnappers.com!
Alright people, I’ve been telling you about this AWESOME *FREEBIE for a few weeks, and I’ve only had one person respond about what an AWESOME deal this was! She purchased the 11×14″, and paid a little extra, and her total was only $25!! I JUST got mine in the mail on Saturday! This is an AWESOME Christmas deal!!!
It’s Free! An 8×10 is totally FREE (pay only shipping), or you can apply a $50 credit toward any canvas! Either click the “create your canvas” button above, or the It’s Free! link!
You only pay $15 shipping for an 8X10, and It’s only like $25 for an 11×14″. You are NEVER going to get this good of a price! Please forgive my awful digital camera, but the quality of this canvas in person is GREAT!!! This is a pic of my son when he was two at a park in NYC. LOVE the pic, and it looks SO GOOD in person!!!
I’m SOOOOOOOOO excited about these AWESOME H2O bottles that you can get for FREE with FREE shipping at SaveMore.com! You can use your newbie $10 credit when you sign up, and these are $5, so you MIGHT be able to score TWO of them for free!!! The pic above is not the exact pic from the company, but I couldn’t find any other pics to show you from the exact company. However, they all look the same to me! LOL
The word bankruptcy often carries a negative connotation and considered by many to be an option only in the most drastic situations. While this is the belief by a number of individuals, bankruptcy can also be viewed as a fresh start for others. By filing bankruptcy individuals have the opportunity to erase past debts and start over again. Bankruptcy can often be considered as a viable option especially if the individual is financially overwhelmed with credit card debit or financial requirements that cannot be repaid. Although this is appealing to a number of individuals, there are numerous negative ramifications an individual will face if they do decide to declare bankruptcy.
The most obvious effect bankruptcy has on an individual is the negative financial effects. The most common type of bankruptcy that is declared in the United States is chapter seven bankruptcy. If the case is won, this type of bankruptcy will completely eliminate the debt of the individual. Although this sounds appealing, the credit of the individual is severely damaged for the next ten years. This makes it difficult to acquire a loan from a bank as credit is very important when applying for a loan.
Without the ability to acquire a loan, the individual may therefore find it difficult to buy a home or condo without the help of friends and family as well as a cosigner. As overwhelming as this may seem, credit can be rebuilt. With a fresh start due to bankruptcy, the individual has the ability to rebuild their credit so that it is some day it is possible to acquire a loan from a bank. A negative credit score can be fixed and should not be the end all if the individual is in serious debt.
Another factor to keep in mind is reputation. This should not be the main deciding factor when weighing the positive and negative aspects of filing bankruptcy, but it is something to keep in mind. Filing for bankruptcy will often cause the individual to appear in a negative light. In smaller communities the individual may be the talk of the town as news often spreads faster in smaller towns. Along with that, filing of bankruptcy shows up on personal records. This means that anyone who is willing to go to the trouble of examining personal records will be able to see that the individual filed for bankruptcy.
There are a number of solutions that one can utilize in order to minimize the effects of bankruptcy. One of the best ways to prepare for this choice is to take an online bankruptcy course at startfreshtoday.com. These classes help the individual truly weigh the pros and cons of declaring bankruptcy and make it possible for the individual to make the best possible decision. Filing for bankruptcy may be a last resort for a number of individuals but at the same time, it may be the right choice for a number of individuals as well. Making the right choice can make all the difference when it comes to declaring bankruptcy.
Free Shout Sample! Fill out the form to receive your free Shout Color Catcher sample!
CLICK on the OFFERS tab, and then you will have to LIKE their Facebook page! Once you’ve done that, you fill out the form, and in a few weeks, you should receive your FREE sample!
Free Escada Perfume Sample Fill in your details to receive your FREE Escada perfume sample. Fill out a very brief form to get your sample!!!!!
About Brooke:
My name is Brooke. I am a cloth diapering, couponing, bargain hunting, shop-a-holic mother to a beautiful baby girl, M. I am the wife of almost 6 years to my amazing husband. I am finding that I am the happiest I have ever been being a stay at home mom. I never thought I could be so excited by things like cloth diapers, baby clothes and formula coupons. I learn something new from my daughter each day. I thought I had motherhood all figured out when I was pregnant. I read all the books and did all the research. Some things have gone as planned and others haven’t. I am learning to go with the flow and enjoying every minute of being a mom. I spend hours entering baby item giveaways and hunting for bargains and decided to share what I find with all of you! Brookie’s Baby Bargains features baby bargains, giveaways, reviews, make your own how-to’s and about my journey as a first time mom.
This week’s Best Deal Magazines Deal of the Dayspecials are as follows:
Weekly Specials (all week long)
Budget Travel (1 Year)- $4.79 – Enter Code BUDGETDEAL at checkout!
Clean Eating (1 Year) – $10.36 -Enter Code WKLYSPEC at checkout!
Car & Driver (1 Year) – $3.76 -Enter Code WKLYSPEC at checkout!
Daily Specials!
9/1 Thursday- Road & Track (1 Year) – $4.39 -Enter Code PXSS911 at checkout!
9/2 Friday-Woman’s Day (1 Year) – $4.39 -Enter Code PXSS911 at checkout!
9/3 Saturday- Garden & Gun (1 Year) – $4.39 -Enter Code PXSS911 at checkout!
Week #2!
9/4 Sunday- Maximum Fitness (1 Year) – $5.89 – Enter Code PXSS911 at checkout!
9/5 Monday- American Cheerleader (1 Year) – $5.39 -Enter Code PXSS911 at checkout!
9/6 Tuesday- Ultimate Motorcycling (1 Year) – $4.39 -Enter Code PXSS911 at checkout!
9/7 Wednesday- Seventeen (1 Year) – $4.39 -Enter Code PXSS911 at checkout!
9/8 Thursday- Caribbean Living (1 Year) – $6.49 -Enter Code PXSS911 at checkout!
9/9 Friday-Natural Health (1 Year) – $4.39 -Enter Code PXSS911 at checkout!
9/10 Saturday- Oxygen (1 Year) – $5.39 -Enter Code PXSS911 at checkout!
9/11- Sunday- Harper’s Bazaar (1 Year) – $4.39 -Enter Code PXSS911 at checkout!
How it works:
Just visit the Best Deal Magazines Deal of the Day page, order the magazine, enter the code at checkout, and allow 8-12 weeks for your first issue!
This week’s Best Deal Magazines Deal of the Day specials are as follows:
Weekly Specials (all week long)
Fitness (1 Year)- $3.76 – Enter Code WKLYSPEC at checkout!
Family Fun (1 Year) – $3.76 -Enter Code WKLYSPEC at checkout!
Yoga Journal (1 Year) – $4.76 -Enter Code WKLYSPEC at checkout!
Daily Specials!
Sunday-Redbook (1 Year) – $9.49 – Enter Code PXSS828 at checkout!
How it works:
Just visit the Best Deal Magazines Deal of the Day page, order the magazine, enter the code at checkout, and allow 8-12 weeks for your first issue!
This is a GREAT way to try before you buy!
Free Sample of Natural Persimmon Tea ! Sign up to receive a free sample of Natural Persimmon Tea!
Free sample of Green Tea Hawaii Sign up to receive a free sample of Green Tea Hawaii!
Choose You Free Choose You Flower Pin from the American Cancer Society (after registration).
Ascentive Free Download from Ascentive!
I wanted to start going over our next giveaway with you, because we are going to start using Rafflecopter as our Giveaway Tracking System. We are giving away the $250 Home Depot card that ALL OF YOU helped us win in the first place! LOL
The Rafflecopter entry system will open on Thursday! It is right there in the post, and while it is pretty simple to follow, PLEASE email me at steph@debtfreespending.com if you have any questions. There are a few mandatory entries, and a few that you can do each day! Remember, PLEASE email me if you have any questions! You can go ahead and go to the giveaway link to see how it’s going to work, but the contest does not start until Thursday! 
Get this AWESOME Target Beauty Sample now!!! This will not last long! It comes with FREE Samples and Coupons!!
Ahhhh….. Clearance Racks! This is one of my FAVORITE places to shop in a store. Shopping sales is really a big math game of percentages. Each week, you have only so much money coming in, so why would you spend more money on something that will be less expensive in the future. Also, if a new shirt is $50 now, most likely, it will be on clearance for $15-$25 in the next three months.
So, I’m compiling some tips for you to Clearance shop at your best!
Tip #1: Don’t buy something where the price is STILL higher than at another store. My favorite example of the higher price is TARGET. Their clearance items (clothing and household goods) are STILL priced higher than other stores. I have seen clothes there that are poor quality and more expensive than Clearance items at the Mall!!!
Tip #2: Don’t pass up a good buy just because you think you don’t need it. REMEMBER, purchasing items on Clearance now can be kept in your gift closet for birthdays, Christmas, and special events. I have purchased MANY items on sale, only to have a birthday come up that I forgot, and when I need a gift in a pinch, I go to my gift closet!I also buy newborn clothes off-season and keep them in my gift closet, because eventually someone is going to have a baby! LOL If for some reason you don’t use the clothes in a year or two, they can always be donated to families in need!
Tip #3: Many times, I purchase my son’s clothing for next year at the end of the season. In the early spring, I purchased a TON of sweat pans and shirts for gym days at $3 a piece, when they were normally close to $10. I also purchase clothes for myself for the next year. This is even easier, because my weight does not fluctuate much, and I’m usually the same size from season to season. Many times last year’s fashions are still acceptable this year!
Tip #4: Don’t buy the ugly items just because they’re cheap. If you see a shirt that is on sale, but it’s hideous, DON’T buy it as a gift for someone. If you don’t like it, they probably won’t either. You know the shirt I’m talking about. The one with glitter, sequins, or some off-the-wall color that is ALWAYS left on the rack at the end of the season! LOL
Tip #5: Big Brand stores such as Michael’s have a side-walk sale almost constantly. I have scored SO MANY 10cent items in those bins! I just picked up Charger Plates for Thanksgiving for .60 a piece! Make sure you know where your favorite stores keep their clearance items, and check them regularly.
Tip #6: PLEASE do not be one of those people who think that Clearance buying is for poor people. If so, then you need a PARADIGM SHIFT in your thinking! You are a purchaser for your home “company,” and WHY would you pay more. Get rid of thinking that the more you spend shows someone how much you care about them. Being cheap would be giving such a small gift, even the giftee knows you only paid so much for it. However, gauge the normal (non-clearance) price of your item, and they’ll assume that’s how much you spent!
Please continue to use these tips as you shop, and put all your savings into a Savings Account! A friend of mine did this over 5 years, and saved $30,000. They’re going on a cruise this winter!
There are some AWESOME Back-to-School Deals at Staples this week! Remember, STOCK UP on a lot of these items, because they won’t be this cheap any other time of the year!
Would you like to have these great bargains delivered right to your inbox? Then, subscribe to Debt Free Spending! You can also become a fan of Debt Free Spending on Facebook for more daily access to deals and match-ups!
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