Disclosure/User Agreement

User Agreement/Disclosure Policy

Please read the User Agreement below, and note that www.debtfreespending.com and its owner and agents are NOT ABLE TO CHECK THE VALIDITY OF ALL POSTED DEALS. We CANNOT guarantee that companies will honor online prices, nor can we guarantee any deals in any way.  Deals are posted as they are found on the internet, and will NOT be able to be validated.  Please note that we are not responsible for pricing errors or incorrect coupon codes.

Debt Free Spending.com and it’s associated websites (www.facebook.com/debtfreespending, www.twitter.com/debtfreespendin, and www.debtfreespending.com) may contain affiliate links in any and all posts.

This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

This blog abides by word of mouth marketing standards. We believe in honesty of relationship, opinion and identity. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post will be clearly identified as paid or sponsored content.

The owner(s) of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers’ own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

The owner(s) of this blog would like to disclose the following existing relationships. These are companies, organizations or individuals that may have a significant impact on the content of this blog. We are employed by or consult with: ShopAtHome.com.

:: Terms of Use

This Terms of Use Agreement (the “Agreement”) is between you (“You”) and Debt Free Spending (http://www.debtfreespending.com). In this Agreement, “We” or “Us” refers to www.debtfreespending.com, its owner, and agents. This Agreement sets out the terms and conditions applicable to Your access and use of debtfreespending.blogspot.com (the “Website”). By Your use of the Web Site, You agree to be contractually bound by the terms of the agreement, including any modifications that We may make. You also consent to the collection and use of your personal information as outlined in our privacy policy available below, as of May 13, 2011.

:: Limitation of Liability

Your use of the web site is entirely at your own risk. Under no circumstance will Debt Free Spending or its associates be liable to you for damages or losses resulting from your use of, misuse of, or, reliance on the site, or on the web site content, including without limitation on breach of contract, negligence, gross negligence, and including viruses, data corruption, failed messages, damages arising as a result of transmission errors or issues, telecommunications service providers, Debt Free Spending contractors, the Internet backbone, third party supplier of products or services, damages or losses caused by you or your respective employees, agents or subcontractors, or any events beyond the reasonable control of Debt Free Spending.

The Website contains content that we create as well as collect from third-parties. This content includes, product reviews, features, articles, advertising, and listings.  The Website and its content is provided to You “as is”. We do not guarantee the accuracy, the integrity, or the quality of the content on the Site, and You may not rely on any of this content.

:: Third Party Websites

You may be transferred to online merchants or other third party websites through links or frames from Debt Free Spending. These links are provided solely for your convenience and do not constitute an endorsement by Debt Free Spending, its licensors, or advertisers of these third party websites, nor do said links imply an affiliation of Debt Free Spending with these third-party sites. Your correspondence or related activities with third parties, including payment transactions and goods-delivery transactions, are solely between You and that third party. You agree that We will not be responsible or liable for any loss or damage of any sort incurred as the result of any of Your transactions or other dealings with third parties. Any questions, complaints, or claims related to any product or service should be directed to the appropriate vendor.

:: Intellectual Property

You acknowledge that any and all information, content, comments, reports, data, graphics, interfaces, web pages, text, files, software, product names, company names, trademarks, logos, and trade names contained on Debt Free Spending (collectively the “Content”), including the manner in which the Content is presented or appears and all information relating thereto, are the property of their respective owners as indicated, Deal Seeking Mom, or its licensors, as the case may be. All use of the Content or Website Design shall be in accordance with such rights and the terms of this Agreement.

Except as may be explicitly permitted through Debt Free Spending, you agree not to save, download, cut and paste, sell, license, rent, lease, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from materials, code or content on or from Debt Free Spending. Systematic retrieval of data or other content from Debt Free Spending to create or compile, directly or indirectly, a collection, compilation, database or directory without written permission from Debt Free Spending is prohibited.

:: License to Use Content You Submit

You hereby grant to Debt Free Spending exclusive ownership of all present and future existing rights to any Submission of every kind and nature everywhere. You acknowledge that you are fully responsible for the message, including its legality, reliability, appropriateness, originality and copyright. You hereby represent and warrant that your Submission does not infringe the rights of any third party. Debt Free Spending shall not be subject to any obligations of confidentiality regarding any such information unless specifically agreed by Debt Free Spending in writing or required by law. You represent and warrant that You have the right to grant the license set out above.

:: Amendment and Waivers

Debt Free Spending reserves the right, in its discretion, to amend this Agreement at any time by posting amendments on the Site. You are responsible for periodically reviewing the amendments on the Site, and You are deemed to be aware of such amendments. If You do not agree to the amended terms and conditions, You shall immediately stop using the Site. Access to the Site or use of the Site after any amendments have been posted shall constitute Your acknowledgement and acceptance of the amended terms and conditions. No supplement, modification, or amendment to this Agreement and no waiver of any provision of this Agreement shall be binding on Debt Free Spending unless signed by Debt Free Spending in writing. No waiver of any of the provisions of this Agreement shall be deemed or shall constitute a waiver of any other provision (whether or not similar) nor shall such waiver constitute a continuing waiver unless otherwise expressly provided.

:: Governing Law

Any claim relating to Debt Free Spending shall be governed by the laws of the State of Pennsylvania without regard to its conflict of law provisions.

:: Privacy Policy

DebtFreeSpending.com does not share your information with anyone.